Why Medigap Plans are Crucial to Seniors

The Importance of a Good Medigap Plan

The importance of a good Medicare Plancan not be overstated. Depending upon the plan, Medigap plans make your healthcare costs completely affordable and predictable. Medicare by itself has no limits. If you have no gap coverage and you get really sick, your costs could be unlimited and it could ruin you financially. The Medigap Plan F is the most comprehensive. Sure, the rates go up every year, but compared to the cost of unlimited bills, the premiums will always be affordable. Medigap is not the same thing as Medicare Advantage plans. Those plans work instead of medicare, rather than alongside of Medicare as do the Medigap plans.